Hello everyone, I'm Terry Many people have commented that they want me to share my experience of studying abroad And also because someone commented that he is very rich at home So he can study abroad and study abroad Speaking of money, I want to mention the sponsor of today's video is
So I decided to share with you guys how much money I spent when I was in college in Canada If you haven't seen my previous videos I graduated from Canada's University of Engineering and Engineering in 2015 During college, I was interested in writing so I slowly learned by myself and became a software engineer Now I work at a technology company in the U.S. Let's get back to the topic I was an international student back then Let me clarify first It's not like you imagine that you immigrate to another country when you're a kid So my tuition fee in college is basically the same as the tuition fee for a local student
The University of Waterloo is a public school. Its tuition is a normal level in the whole of Canada. But because I studied engineering, I remember that my tuition was the second most expensive in all the departments. The tuition here is that there are three classes a year. Each class is about four months. At that time, I was admitted to school in September 2010. There are eight classes to be completed in total.
plus six internships, and the difference between them. This is the schedule of my university career when I first started. It's already fixed. It doesn't matter how you want to change it. Ea, Eb is the first internship after the first year. Then there's 2A, 2A is 2-up. After that, every four months, we start with internships, work, then classes, internship, work, class, internship, work, class, until we graduate.
Our internship is a must-have. After the internship, the supervisor will give us scores. If we don't do well, it may affect the graduation time. So we usually have to finish the next semester before the final exam. Usually, we will start the interview during the final exam. Okay, actually this is a little biased. We will talk about it next time. As I said before, there are eight classes in a total of four and a half years in college.
The first semester, the tuition fee was more than $13,000. How do I remember this clearly? Because I went to the e-mail I used to transfer the money to the first semester. I remember the last few semesters, when I was about to graduate, the tuition fee was about $16,000.
Because the tuition fee here is like this, it will be adjusted every year. I don't really remember how much the tuition fee for each semester is. So we take an average value here. 14,500 yuan per semester. There are 8 semesters in total, so it's 116,000 yuan in total. The new Taiwan currency is about 2.6 million yuan. If you count the current exchange rate,
Most of the transportation fees are included in the tuition fee. Because our school's student ID can be used to make unlimited buses in the city. The student ID has already been handed over to the government. Next is the rent. I think the rent is the second largest expense. Because there are no other places in college that can spend money. Because the courses and internships are very tight. As I said before, we will take a semester of class, then take a semester of work, take a semester of class, and then take a semester of work until we graduate. Due to this arrangement,
We had to move out every four months. We didn't move to a new city to work, but to move back to Huatie. Especially for us, students, we had to move all our belongings with us. I was so envious of my classmates' parents. They drove to help them move out. I wanted to save money, so I couldn't bear to call a taxi. I remember a very deep memory. I was in college in winter. I was walking from the bus with my two huge luggage.
Next, the ski tour is a very small town. It's very simple to live. Eat, go to class, go home to write homework, prepare for the exam, find a job interview. There's really nothing else that can make me spend a lot of money. This table lists my four and a half years of rent and expenses. Each field is one semester.
總共四個月的時間 一共大學有四年半的時間花了22,320加幣左右 你一定會懷疑說為什麼我記得這麼清楚 主要是當時報稅的時候都會需要用到這些收據 那這些收據我都還留著 反正就是沒有在胡曉 我是真的回去翻了一遍 然後才把這些數字整理得這麼清楚 在這邊列出來一行一行的
The most expensive thing on this table is the previous two classes. I didn't understand much about it at the time, so I signed up for a dormitory that was very close to the school. It's the most expensive one because it's next to the teaching building of our engineering department. In other words, the monthly cost is 780 yuan, which is about 18,000 Taiwan dollars.
Then you see what 91200 what ghost four months I lived the cheapest is 280 yuan a month Still in Toronto This is a city that is much higher than the consumption of railways At that time, I was in Toronto An IT department intern for a local government Actually, I was a little bit screwed at that time Is that their government department The salary he gave is really super
So to save money, I found the cheapest and oldest house on the internet. It was a basement apartment. The house price was like this. If you find a normal suite, it's about 8-900. It's a normal apartment. My rent is 280. You can imagine how terrible it is.
The basement was not really decorated at all, with a lot of junk. There was a shower enclosure and a toilet underneath. There was a bed and a table in my room, but it was so full of bugs and spider webs. It was summer at the time. I remember when I first moved in, I went to get a clothes rack to get spider webs. It took me about a week to get better. But it was still...
I feel like I'm walking around and I feel like there's a spider web around my neck and it's itchy. I don't know if you've ever been there. And it's not exaggerated at all. I remember every time I went home at night, the moment I turned on the light, I saw a lot of bugs and black things. I went to buy a sticky supplement and put it under my bed. I woke up in the morning and it was really...
It's so disgusting. There are so many bugs, spiders, and other things. It's like a bug map. My idea at the time was to save a dollar and pay the tuition fee. I didn't think too much. Anyway, the first condition of finding a house is cheap. Then it's close to the company. In fact, other cheap rents are not too bad in Waterloo. Because the price of the house in Waterloo was very cheap. If I live with my classmates, sometimes the cheapest one is only 300 or 400 yuan a month.
The main reason why my rent was so cheap was because I only lived with 2-3 people. I didn't know how much it would cost to live there for more than a year. Living there was not that much of a deal for me. I knew I would move out after 4 months. You can see a zero here. I paid all the rent for the 4 months I was in the US.
After talking about the biggest expenses, I want to talk about my income. Next is scholarship. I had about $1,000 in my first semester. I remember that high school grades were only 80 points or more. This is really nothing, basically everyone has it. In addition, every semester I went to school, I had a scholarship of $2,500. This is what all international students have in our school's engineering department.
The tuition fee is very expensive, plus you are an international student, so it's like giving you a discount on your tuition. You can get a scholarship of $2,500 for every semester you go to school. There are eight semester here, so it's 20,000 yuan.
Then I got a $3,000 bonus for every class I took. This is a bonus for international students. You have to apply for it yourself. I wanted to try it out. But I was not up to the requirement. Or someone else needed it more. I didn't get it, so it's fine. So I told them that this money could help me to reduce the financial burden on my family. I'm not sure about the exact reason. I guess it was because international students had better financial conditions.
and there were very few people applying for the scholarship. They didn't ask me any more questions and gave me the scholarship for $3,000. I was very happy and grateful. After getting this money, I could pay more tuition fees. They gave me the money for every semester. So it's $3,000 x 8 = $24,000.
再來要說最後一個收入是實習的收入。 我其實第一個實習其實是unpaid, 因為我當時英文真的很爛, 加上我也不知道怎麼去面試, 也沒有任何技巧, 加上又超級緊張, 而且當時才剛上完大一, 誰會花錢請一個國際學生這種情況下。
I was in my first year of college, and I lost my job for about a month. I finally found a company that was willing to let me intern. But it was the kind of company that didn't have a salary. In the end, because I had a good relationship with my manager at that time, I think he might just think I'm pretty poor. Then I ride this broken car every day to work. I even want to save the bus ticket.
When it was over, he told me that he had helped me apply for a $2,500 bonus. I was really happy at that time. This was my first time in Canada, working hard and making the first money. After having the first job experience, it was super easy to find a job. From this table, you can see that my internship salary has been rising every semester. Until I was in the black-and-white internship.
Then the 7500 is the one I was told I was screwed up. At that time, I had to find a job that was completely unrelated to my major. The previous work experience was also completely unrelated. The previous few times were more like hardware and production line work experience. So this time I was always stuck at work. But I know that the transfer is very hard.
I just need to survive this time and then have that one work experience and then it will be much better. Then I slowly started to work at a normal technology company. The salary slowly followed. The last semester was probably the peak of my four-year university life. At that time, I went to a store in Seattle, USA with my best friend.
We live in a high-end hotel management apartment. Every week, there are people cleaning my room. Tickets and accommodation are all company-owned. It also gives us a very high salary. This semester, I earned about $30,000. If I convert it into a bonus, it's about $38,000. These four are the main expenses and income of my four-year university life. If you count it like this, the total expense of these four years is about $1,800. About NT$40,000, less than NT$10,000 a year.
Then you will say that I missed out on food and other nonsense expenses. Yes, that's right. But I don't think it's necessary to calculate these things. Because even if I didn't go to school today, these are also the expenses of my normal life. To be honest, the expense of eating and other things is really, really low. Low to the point where there is no need to calculate. Let me give you an example. I remember there was a semester where we didn't have a network.
My classmates and I used our $25 a month phone to go online for 4 months with the phone as a router. I remember the traffic was like, after using more than 50MB, your network speed will automatically drop to 32KB per second and you can use it for free. Since we lived very close to the school, we thought that most of the time, if we really needed to use the internet, we could just walk to the school to use it.
And the school is open 24 hours a day. We can go in anytime. Just by these small places to save money. And I remember our favorite thing at that time was to go to McDonald's to eat Junior Chicken and McDouble. I remember it was super cheap. Two hamburgers at that time were about 2.5 yuan. And then there was a Chinese buffet that I ate enough at 6.99 at noon. Anyway, how to save money at that time is how to save money.
Oh, right, if you have applied to a foreign school, they usually give you a cost of a textbook. The textbook for the regular version is very expensive. Some books cost 200-300 NTD. I bought a second-hand one at the beginning and sold it after using it. So it didn't cost much. Okay, let me summarize what I said today. I personally think that studying abroad doesn't have to cost that much money. At least for me, I used numbers to summarize the result.
If you are willing to, you can save money from small places. Of course, my example back then was not suitable for everyone. Plus, not every school and every major has the opportunity to do so. And this industry is also a long time ago. Now the tuition and rent have also increased quite a lot.
I was also very lucky, because if my family's economy was really bad, I wouldn't even have the chance to study abroad. And I didn't even know how to earn money and get a scholarship at the beginning. So I had to pay for my tuition at home. But I was really lucky to be able to pay for my tuition and living expenses. That was a huge accomplishment for me. It was also a very important goal for me.
Actually, my friends and classmates were like that too. Some of them were even more than me. Because they were just ordinary people, not students. I learned different values and knowledge about money from them. Through the internship, I learned how to make money and how hard it is to make money.
Although my current job has nothing to do with the science I studied at that time, in the eyes of many people, this may be a waste of time or money. Of course, if I could go back in time, I would definitely choose computer science and CS without hesitation. But I think this university is definitely worth it.
I found a new direction in life. I met a lot of good friends. I have six internship experiences as soon as I graduated. I learned how to face and deal with a lot of things independently. And then I bought a certificate of graduation from a prestigious school with such little money. I think it's very worth it. The purpose of this video is not to show off anything. I don't want you to laugh at me.
Because there are so many people who are better than me. I hope to use an ordinary person's background as an example. Use the most real numbers to share my own experience. I hope it can inspire you a little bit. It's a little helpful to you. Then I have to say it again. That's the situation at that time. I graduated in 2015. How many years have passed now?
The tuition and living expenses are different. If you are considering to study abroad, how much do you need to pay for your current education? If you have any questions, please leave a comment below. I will try my best to reply. You are also welcome to share your study abroad experience. If you think this video is helpful, please give me a thumbs up. This will help more people watch this video and give me more motivation to share. See you next time!
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